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Foreclosure task force aims to help Collier homeowners

Facing foreclosure?

A new grassroots cooperative in Collier County has formed to save your home. It’s a joint effort between Legal Aid Service of Collier County and the Collier County Bar Association.

“This is to help people who are suffering right now. We are trying to help people avoid foreclosures,” said Kelley Geraghty Price, an attorney for Cohen & Grigsby in Bonita Springs who helped organize the group.

The creation of the task force comes as foreclosures have spiked in Collier County. In April, there were 641 foreclosure actions filed, down only slightly from 645 in March, according to the county clerk’s office.

There have been more than 2,000 foreclosure filings in Collier since the beginning of the year, according to recent research done by Orlando-based economic consulting firm Fishkind & Associates.

“Being a litigation attorney, I’ve seen the effect of the foreclosure crisis on the system and people I know. I’ve used the word epidemic. That is truly what I think it is right now,” Price said.

The task force has about 20 members, most of them local attorneys. It is patterned after one in Broward County that has helped many homeowners there get out of financial trouble with their lenders, Price said.

The new group is taking a three-pronged approach: education, intervention and prevention. It is working cooperatively with lenders, bankers, real estate agents and appraisers who can offer a helping hand. It has also teamed up with other nonprofits, including the Collier Housing Development Corporation, Homeowners Resource Center in Fort Myers, and Consumer Credit Counseling Service that can provide assistance to homeowners.

The Greater Naples Chamber of Commerce has also joined the effort.

“We are looking for more people to be involved, whenever and however they can — in any way they can,” said Jeff Ahren, a pro-bono coordinator for the Legal Aid Service in Collier County, who worked with Price to create the task force.

He said many local residents are coming to his group asking for help because it provides free legal services. But Legal Aid has to turn a lot of them away because they don’t meet the poverty guidelines.

A Save Your Home Workshop is planned for 7 to 9 p.m. May 22 at Max Hasse Community Park off Golden Gate Boulevard. It’s open to the public. Seating is available for about 200 people.

“We are really trying to brand that Save Your Home moniker because it is what our organization is about,” Price said.

At the workshop there will be a presentation on the “ABC’s of Avoiding Home Foreclosure.” Topics include learning how to work with your lender and understanding the alternatives to foreclosure.

The sooner homeowners take action the better when they face the threat of foreclosure. The longer they wait, the harder it is to stop it, Ahren said.

“They need to not be afraid to open their mail,” he said.

For more information on the task force, visit www.foreclosuretaskforce.blogspot.com.

---

If you go: Save Your Home Workshop

When: 7 to 9 p.m. May 22

Where: Max Hasse Community Park 3390 Golden Gate Blvd. W., Naples

Comments

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They need to be afraid of the prospect of losing their job. 15 bucks an hour is all you can expect after that. Just look at the TOP jobs in this paper..none of them pay enough to live. The vultures are taking advantage of this disaster and I hope they all get what they deserve. America is soon to be a third world country.

#1 Posted by almostdone on May 12, 2008 at 10:29 p.m. (Suggest removal)

Fear you're right "almostdone" . . .

Our Republican president, & Democrats in Congress, have "sold" most of America.

What they haven't sold they gave away to uneducated illegals!

Those jobs that don't pay are because there are so many illegals that will work at them for half what most of the rest of us can afford to do.

They can afford to work for less because they live so many to one residence & are getting all sorts of welfare benefits & free medical care at our expense!

#2 Posted by swampparadise on May 13, 2008 at 7:32 a.m. (Suggest removal)

you may want to add gov Crist and house speaker Rubio for making florida a sanctuary state.
Of nine immigration reform bills offered to rubio and chair rules David Rivera none were heard. Did I mention both are cubans who's parents were illegals.
blame also must fall on the fl legislature as well. they are worried if anything brought up might hurt re-election chances.
now if the citizens of florida are smart they'll email there rep and asked how they stand as i did with rep Matt Hudson who co sponsored one bill which went nowhere but did not co sponser any of the other 8 bills that were offered.
kudo's to rep Trudi Williams though who wanted all illegals in jailed deported immediately but stated in the paper nothing will be passed with a cuban house speaker

#3 Posted by grouper25 on May 13, 2008 at 8:49 a.m. (Suggest removal)

$15 an hour or $600 a week is not enough for you?
That's not bad considering what is going on. Those $15 dollar an hour jobs are typically non-college degree jobs. Are you looking for a hand out? I am sorry but I didn't finish college so, I don't expect to make more than that. I will try and push as hard as I can to work up through the corporate ladder and thank God for whatever i get.
I am with you about trying to get more money for employment but, don't you think we should look somewhere else? The reason the cost of labor is low is due to us wanting the best deal. If you could purchase something for 10% less somewhere else wouldn't you? The materials are what they are so, the only place to save money is on labor. I am not saying it is right but that is what it is.
By the way "Illegals can not collect welfare"

#4 Posted by NeezDutz on May 13, 2008 at 8:57 a.m. (Suggest removal)

typical monthly expenses = $1,500 mortgage, $400 utilities, $500 car payment/insurance, $300 gas, $600 food, $60 cell phone, $250 health insurance.

$3610 a month x 12 months = $43,320 yr div x 52 wks = $833 wk after taxes.

$600 wk is good pay? i think not

$1,000 wk (in this area) is barely getting by and god forbid something unexpected comes up or if you have kids then you might as well forget it.

the cost of everything mentioned above has literally gone up 1,000% since the early 70's

has the average weekly pay gone up as much as well?

i think not

#5 Posted by Chenzo on May 13, 2008 at 9:44 a.m. (Suggest removal)

then get 2 jobs, that's what the generation before us did.
that's what my option is, that's what i will do until things pick up again.
suck it up or go to school to get ahead. it is life. i have a wife and a newborn and we are both working to get by. it sucks but that is the way it is. stop blaming it on everyone else. our parents and grand parents didnt blame everyone else they worked harder to get by.
you also missed the entire rest of the comment.

#6 Posted by NeezDutz on May 13, 2008 at 10:07 a.m. (Suggest removal)

nice blog NeezDutz

#7 Posted by trehuger on May 13, 2008 at 10:27 a.m. (Suggest removal)

Finding employment is more difficult than you are suggesting.

Maybe you can land a construction job, but it is really harder for a female. Especially if you are not bilingual.

You are lucky if you can find a job for $10.00
Most jobs are part time with 20 hours. Unless you are a nurse or dental assistant.
Just look at the classified ads in the newspaper. They have one page and a full page ad for NDN.

#8 Posted by jean on May 13, 2008 at 10:48 a.m. (Suggest removal)

i hear what you are saying jean, check out monster.com
it's going to be hard to get anything more that $10 for an entry level job anytime. 2 part times = 40 hours.
i am not saying it is easy but we floated along for quite some time now and we will come out of this, it may take a bit but we will. look at the great depression, we came out of that and it was quite a bit worse than this mess.
unfortunately we have to do what we have to do at this point in time

#9 Posted by NeezDutz on May 13, 2008 at 11:02 a.m. (Suggest removal)

Between May 1st and May 8th, there were 67 foreclosed properties that were sold at auction in Collier County. The last names of a few of the unfortunate individuals who lost their property included: Allen, Baker, Doyle, Johnson, Redmond, Chapman, Hughes, Burney, Dresner, Fawcett, Flach, Vatter, Rucker, McDonald, Hamilton, McAvoy, Novins, Vitiello, Milo, Bascope, Liggan, Pamposelli, Jules, Eischeid, Lam and Chediak

Foreclosure is not an illegal alien issue. So post your poison elsewhere swampparadise and grouper25.

#10 Posted by orele on May 13, 2008 at 11:12 a.m. (Suggest removal)

I have a family member that was self employed (out of a job and left town) as she was facing foreclosure. She has three small children and left in a panic about a year ago, she finally contacted her bank in hopes that something could be worked out if she came back and found a job. They gave her two options. Immediately pay up front 1/3 of the past payments (it's been like a year, so she would have to pay the bank $10,000 up front). Then they would roll the rest over to the loan which would extend it by several years. The kicker is that the payments would be higher than the original loan. The other option was extending the loan by several more years with out paying the up front fee. Either way the mortgage worked out to be more $$. She was trying to figure on getting a job that would pay $15.00 and hour. The bank asked her how much she thinks she spends on groceries a month. She said about $500.00. Get this -- the bank told her she had to bring that amount down to $200.00 a month (for a family of 4). --- When you think about it, if she could get a loan and buy her home back in the short sale stage, she could buy it back for 1/2 the price of her current loan amount.

#11 Posted by truth1 on May 13, 2008 at 12:19 p.m. (Suggest removal)

There is no fairness, no solution, no hope. We have a non-functional housing, labor and lending economy. It's never been this bad and we aren't at the bottom yet. Still about 75% OF THE BAD NEWS IS YET TO COME.

#12 Posted by doctorcox on May 13, 2008 at 5:43 p.m. (Suggest removal)

What if you had no help and you have already lost your house? and when it went up for auction someone bid on it for $125,000.00 and the lender denied it. Then come to find out the lender/bank bought it back for $100.00??? How is that right? I can't even afford the rent in this town, what are the working class people going to do?

#13 Posted by jpuchhas on May 14, 2008 at 9:49 a.m. (Suggest removal)



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